Buying your first home in Canada

A clear, step-by-step guide for first-time buyers and newcomers in Toronto and the GTA: how much you need, how mortgages work, what closing really costs, and the programs that can save you thousands.

What’s inside

1. Know your budget and get pre-approved
2. How much down payment you need
3. Programs that save first-time buyers money
4. If you’re new to Canada
5. Closing costs: budget 1.5% to 4% on top of the down payment
6. Step by step: from search to keys
7. Mistakes to avoid